| 9finCompanies | London data platform that uses machine learning to gather and analyse information on corporate debt markets. | London (EC2N 4AG) | Companies House · uktech.news/ai/9fin-series-a-20221209 · find-and-update.company-information.service.gov. · find-and-update.company-information.service.gov. · uktech.news/funding/uk-tech-funding-roundup-this | verified |
| AboundCompanies | Consumer lender that uses open banking data and AI to judge whether people can afford a loan. | London (EC2A 4NE) | Companies House · uktech.news/fintech/abound-funding-20230307 · find-and-update.company-information.service.gov. · find-and-update.company-information.service.gov. | verified |
| adclear.ai (Adclear)Companies | AI platform that automates compliance checks on adverts and marketing for consumer brands in regulated sectors; BridgeAI creative cohort 2024. | London | uktech.news/funding/uk-tech-funding-roundup-zilc · digicatapult.org.uk/about/press-releases/post/cr · digicatapult.org.uk/programmes/programme/bridgea | one source |
| AlphaLoopsCompanies | London start-up building AI agents that run back-office operations for investment firms. | London | Companies House · uktech.news/artificial-intelligence/ai-for-inves · find-and-update.company-information.service.gov. · find-and-update.company-information.service.gov. | verified |
| Ask SilverCompanies | Scam-checking AI: people submit messages, emails or links and are told whether they look like a scam. | London | fintechscotland.com/financial-regulation-innovat | one source |
| AveniCompanies | Builds language models and AI tools that check advice calls and documents in wealth management, financial advice and banking, including tools to monitor AI agents. | Edinburgh Futures Institute, Edinburgh | edinburgh-innovations.ed.ac.uk/news/fintech-star · aveni.ai/blog/aveni-secures-11m-investment/ · digit.fyi/digit-deal-roundup-june-2026/ · fca.org.uk/firms/innovation/ai-lab | verified |
| Bourn AICompanies | UK fintech using generative AI and machine learning to improve smaller businesses' access to finance; tested in the FCA Regulatory Sandbox. | | fca.org.uk/publication/corporate/innovation-insi | one source |
| CallsignCompanies | Software that checks who is logging in to a bank or other service by analysing how they type, swipe and move (per earlier research; not re-verified). | London (EC2V 6BJ) | Companies House · find-and-update.company-information.service.gov. · find-and-update.company-information.service.gov. | one source |
| Capsa AICompanies | AI software that does routine due-diligence work for private equity investors, such as building company profiles and reviewing contracts. | King's Cross, London | Companies House · uktech.news/ai/capsa-ai-funding-20240905 · find-and-update.company-information.service.gov. · uktech.news/funding/uk-tech-funding-roundup-this · find-and-update.company-information.service.gov. | verified |
| ClausematchCompanies | Regulatory-compliance software that uses AI to help firms manage internal policies and map them to regulations. | London | Companies House · uktech.news/legal/sony-invests-clausematch-20220 · find-and-update.company-information.service.gov. | verified |
| CleoCompanies | A chatbot app that connects to a user's bank account and gives budgeting advice, savings nudges and small cash advances, mainly to US users. | London (EC2A 1PX) | Companies House · web.meetcleo.com/company · techcrunch.com/?p=2085228 · find-and-update.company-information.service.gov. | verified |
| ComplyAdvantageCompanies | Provides data and screening software that banks and fintechs use to check customers and payments against sanctions lists, watchlists and adverse news. | London | complyadvantage.com/press-media/sumsub-and-compl · complyadvantage.com/press-media/ · cityam.com/?p=275768 | verified |
| ConcirrusCompanies | Analytics software that uses AI and machine learning to help specialty insurers price risks and manage portfolios. | registered office Bradford (BD16 1PE) | Companies House · uktech.news/news/commerzventures-invests-6m-into · find-and-update.company-information.service.gov. · find-and-update.company-information.service.gov. · find-and-update.company-information.service.gov. | verified |
| Crediflow AICompanies | AI software for banks and lenders that automates credit analysis, due diligence and risk monitoring. | Manchester | businesscloud.co.uk/news/8-startups-funded-by-px | one source |
| CytoraCompanies | Makes software that reads insurance submissions and documents and turns them into structured data so insurers can price and process risks. acquired | registered office Brighton (BN1 1YR) | Companies House · cytora.com/risk-flow-center/blog/cytora-acquired · enterprise.cam.ac.uk/news/cytora-acquired-by-app · find-and-update.company-information.service.gov. | verified |
| Darktrace (recorded under risk)Companies | Sells cyber-security software that learns what normal activity looks like on a company's network and email and flags anything unusual. acquired | Cambridge | Companies House · darktrace.com/news/darktrace-announces-formal-co · thomabravo.com/press-releases/thoma-bravo-comple · find-and-update.company-information.service.gov. · find-and-update.company-information.service.gov. | verified |
| Earth BloxCompanies | Platform that uses satellite data and AI to show organisations how nature loss and climate hazards affect their finances. | Edinburgh | digit.fyi/digit-deal-roundup-march-2026/ | one source |
| EllipticCompanies | London company that traces crypto-asset transactions to help banks, exchanges and governments spot illegal activity. | London | Companies House · uktech.news/crypto/blockchain-analytics-platform · find-and-update.company-information.service.gov. · find-and-update.company-information.service.gov. | verified |
| EuniceCompanies | Uses AI agents to carry out due diligence on digital-asset investments for firms in regulated markets. | London | uktech.news/fintech/ai-investment-due-diligence- | one source |
| FALKINCompanies | AI tools, built into apps such as banking apps, that spot scammers' manipulation tactics before people make payments. | St Albans (registered office AL3 4PQ) | Companies House · uktech.news/cybersecurity/startup-using-ai-to-de · find-and-update.company-information.service.gov. · find-and-update.company-information.service.gov. · uktech.news/funding/uk-tech-funding-roundup-zilc | verified |
| FCA AI LabSchemes, programmes and AI lines | The Financial Conduct Authority's programme for working with firms on AI, including test environments, live testing, events and consultations. | London | fca.org.uk/firms/innovation/ai-lab | one source |
| FCA AI Live TestingSchemes, programmes and AI lines | An FCA service that lets financial firms test AI systems in live markets with regulatory support and technical help from Advai. | London | fca.org.uk/news/press-releases/fca-helps-firms-t · fca.org.uk/news/press-releases/fca-announces-sec | verified |
| FCA Supercharged SandboxSchemes, programmes and AI lines | An FCA programme giving financial firms a controlled environment, computing and data to experiment with advanced AI. | London | fca.org.uk/firms/innovation/supercharged-sandbox · fca.org.uk/news/press-releases/anthropic-superch · fca.org.uk/firms/innovation/ai-lab | verified |
| FeaturespaceCompanies | Builds machine-learning software that watches card and bank payments as they happen and flags likely fraud and financial crime. acquired | Cambridge (operations, per Visa); registered office London W2 6TT | Companies House · corporate.visa.com/en/sites/visa-perspectives/ne · find-and-update.company-information.service.gov. · gov.uk/government/news/winners-announced-in-firs | verified |
| Fifth DimensionCompanies | Software that pulls together property and market data and uses AI agents to analyse it, flag risks and prepare investment decisions for real-asset investors. | London | uktech.news/ai/fifth-dimension-raises-19-2m-to-s | one source |
| FilamentCompanies | Syfter, an AI platform that helps private equity firms build their own data and deal-sourcing systems. | London | Companies House · uktech.news/ai/filament-funding-20230509 · find-and-update.company-information.service.gov. · find-and-update.company-information.service.gov. | verified |
| Financial Regulation Innovation Lab (FRIL)Schemes, programmes and AI lines | A Scottish programme, led by FinTech Scotland with the University of Strathclyde, for technology that helps firms meet financial regulation. | Scotland | digit.fyi/digit-deal-roundup-june-2026/ | one source |
| FinregECompanies | Regulatory technology that uses AI to match new financial rules to a firm's internal processes. | London (E14 5AB) | Companies House · ffnews.com/news/finrege-unveils-five-pillars-to- · find-and-update.company-information.service.gov. · find-and-update.company-information.service.gov. · fca.org.uk/firms/innovation/ai-lab | verified |
| FlagrightCompanies | Software that brings transaction monitoring, watchlist screening and investigations for financial-crime compliance into one AI system. | London (per UKTN round-up) | Companies House · uktech.news/ai/flagright-raises-9-3m-to-boost-ai · uktech.news/funding/uk-tech-funding-roundup-cond · find-and-update.company-information.service.gov. · find-and-update.company-information.service.gov. | verified |
| FluidlyCompanies | Software that used machine learning to forecast cash flow for small and medium-sized businesses. dissolved | London (postcode not on a primary page) | Companies House · techcrunch.com/2018/11/13/fluidly/ · find-and-update.company-information.service.gov. | verified |
| FNACompanies | Network analytics software that uses AI and machine learning to map financial systems and model risk scenarios for central banks and financial institutions. | London (EC1V 9DD) | Companies House · uktech.news/news/regtech-startup-fna-raises-4-5m · find-and-update.company-information.service.gov. | verified |
| Global Screening Services (GSS)Companies | Cloud software that uses AI to screen banks' payment data against public and private sanctions lists. | London | uktech.news/ai/global-screening-services-funding | one source |
| HACECompanies | Manchester start-up whose AI index flags listed companies exposed to child labour in their supply chains. | Manchester | uktech.news/ai/ai-startup-monitoring-child-labou | one source |
| i23Companies | AI-native insurance broker building software to take over brokers' routine administrative work. | St Albans (registered office, AL3 4PQ ) | Companies House · tech.eu/2026/10/29/former-uk-government-minister · find-and-update.company-information.service.gov. · find-and-update.company-information.service.gov. | verified |
| Inicio AICompanies | Runs Budgie, a virtual agent that helps people fill in financial affordability forms; started in UK debt management, now lending, mortgages and advice. | England and Scotland (HQ not stated) | fintechscotland.com/financial-regulation-innovat | one source |
| Intelligent AICompanies | Underwriting software for property insurers that builds a digital model of a building from satellite and other data to flag hazards. | Exeter | Companies House · uktech.news/ai/intelligent-ai-seed-funding-20221 · find-and-update.company-information.service.gov. | verified |
| iProovCompanies | Face-verification software that checks a person online is real, is the right person and is present, to defeat deepfakes and spoofing. | 10 York Road, London (SE1 7ND) | Companies House · iproov.com/press · iproov.com/press/1-million-daily-transactions-de · find-and-update.company-information.service.gov. | verified |
| MeshedCompanies | An insurance broker run on AI agents that gather quotes and chase insurers, leaving human brokers to handle clients. | | uktech.news/insurtech/uks-first-ai-insurance-bro | one source |
| Napier AICompanies | Sells anti-money-laundering software that screens customers and monitors transactions for banks, payment firms and asset managers. | Level 19, 40 Bank Street, London (E14 5NR); hub in Belfast | Companies House · napier.ai/post/ireland-fintech-centre-excellence · uktech.news/saas/napier-ai-45m-debt-funding-2024 · find-and-update.company-information.service.gov. · fca.org.uk/firms/innovation/ai-lab | verified |
| NetaceaCompanies | Manchester company using machine learning to detect automated bots attacking websites, apps and APIs. | Manchester (M3 4AP) | Companies House · uktech.news/cybersecurity/netacea-funding-new-ce · uktech.news/tag/netacea · find-and-update.company-information.service.gov. · find-and-update.company-information.service.gov. | verified |
| OnfidoCompanies | Checks people's identity online by matching a photo of their ID to a selfie, using AI to detect fakes and deepfakes. acquired | London (EC2M 4YF) | Companies House · entrust.com/company/newsroom/entrust-completes-a · find-and-update.company-information.service.gov. | verified |
| OphelosCompanies | Debt-collection platform that uses machine learning to set affordable repayment plans for people in debt. | London (EC2M 2PF ) | Companies House · uktech.news/fintech/ophelos-debt-collector-raise · find-and-update.company-information.service.gov. | verified |
| OutpostCompanies | London start-up whose AI engine applies tax and customs rules so online merchants can sell across borders. | London (W1B 4HB) | Companies House · uktech.news/ecommerce/revolut-investor-backs-ai- · find-and-update.company-information.service.gov. · find-and-update.company-information.service.gov. | verified |
| Plus GroupCompanies | Liverpool firm that builds AI agents for financial advice businesses; agreed to be bought by Tavistock Investments. | Liverpool | businesscloud.co.uk/live-blog/16m-takeover-deal- | one source |
| QuantexaCompanies | Makes software that joins up scattered records about people and companies so banks and government bodies can spot fraud, financial crime and risk. | 10 York Road, London (SE1 7ND) | Companies House · quantexa.com/press/quantexa-selected-by-hmrc-for · quantexa.com/press/ · find-and-update.company-information.service.gov. · uktech.news/ai/quantexa-valuation-jumps-to-2-6bn | verified |
| RalioCompanies | London start-up building a payments layer with identity checks and limits so AI agents can pay for things safely. | London (E1 5JL) | Companies House · uktech.news/ai/ralio-raises-1-8m-for-its-agentic · find-and-update.company-information.service.gov. · find-and-update.company-information.service.gov. | verified |
| RavelinCompanies | Fraud-detection software that scores online payments and accounts so merchants can decide which orders to accept (per earlier research; not re-verified). acquired | London (EC1V 9BP) | Companies House · find-and-update.company-information.service.gov. · find-and-update.company-information.service.gov. · find-and-update.company-information.service.gov. | verified |
| RipjarCompanies | Software that screens customers and payments against watchlists and adverse news and helps investigators trace financial crime, built by former GCHQ staff. | Eagle Tower, Cheltenham | ripjar.com/?p=20 · punchline-gloucester.com/articles/aanews/chelten | verified |
| RoundCompanies | AI-powered finance automation that approves invoices, makes payments and funds payroll for company finance teams. | London | tech.eu/2026/04/13/round-raises-6m-to-scale-its- | one source |
| SaturnCompanies | London start-up whose AI does the paperwork behind financial advice, to make advice cheaper. | London (E1 7LS) | Companies House · uktech.news/funding/saturn-ai-financial-series-a · find-and-update.company-information.service.gov. · find-and-update.company-information.service.gov. | verified |
| Signal AICompanies | Reads news, social media and other public sources with AI to warn large companies about risks to their reputation, supply chains and compliance. | London | londonstockexchange.com/en/news/market-celebrati · cityam.com/?p=2364403 | verified |
| Sprout.aiCompanies | Software for insurers that reads claim documents with AI and decides the next step, aiming to settle claims within 24 hours. | London | tech.eu/brief/londons-sprout-raises-8-million-re · amadeuscapital.com/company/sprout-ai/ | verified |
| StacksCompanies | AI agents that pull together a large company's finance data and automate routine back-office accounting. | | uktech.news/fintech/stacks-ai-finance-series-a-2 | one source |
| StratiphyCompanies | A London personalised investment-strategy firm leading a grant-funded project on safe AI for investment management. | London | Companies House · uktech.news/ai/innovate-uk-ai-finance-20240509 · find-and-update.company-information.service.gov. | verified |
| SumsubCompanies | Identity-verification and compliance software that uses AI for liveness detection when firms sign up customers. | London (per UKTN, 2021) | uktech.news/news/london-sumsub-ai-identity-verif · complyadvantage.com/press-media/sumsub-and-compl | one source |
| Theia InsightsCompanies | AI that builds risk models, portfolio analytics and industry classifications for investors and banks. | Cambridge (CB1 1BH ) | Companies House · uktech.news/fintech/theia-insights-ai-investment · find-and-update.company-information.service.gov. | verified |
| ThirdfortCompanies | An app that checks the identity and source of funds of buyers and clients for law firms and property businesses, using document scanning, facial recognition and Open Banking. | London | Companies House · uktech.news/news/cazoos-alex-chesterman-backs-le · iproov.com/press/1-million-daily-transactions-de · find-and-update.company-information.service.gov. · ukri.org/wp-content/uploads/2022/03/5980-Next-ge | verified |
| TractableCompanies | Uses computer vision to assess damage to cars and property from photographs so insurers and repairers can settle claims faster. | London (WC2H 9JQ) | Companies House · tractable.ai/press/ · tractable.ai/ · find-and-update.company-information.service.gov. | verified |
| WiseWorks AICompanies | AI software that helps regulated financial firms record, monitor and report staff digital communications for compliance. | London | uktech.news/ai/wiseworks-ai-funding-20220707 | one source |
| XapienCompanies | AI that reads the open internet and public records to produce background reports on companies and people for law firms and risk teams. | London | tech.eu/2024/07/17/ai-due-diligence-startup-bags | one source |
| YotiCompanies · also on Safety | Runs a digital identity app and sells identity and age checks, including AI that estimates a person's age from a selfie. | One Aldgate, London (EC3N 1RE) | Companies House · yoti.com/blog/thoughts-from-our-ceo-january-2026 · yoti.com/blog/thoughts-from-our-ceo-may-2026/ · yoti.com/press/archive/ · find-and-update.company-information.service.gov. | verified |